Flock vs. Sell Calculator —
Compare Your Real Estate Exit Options

See how much more you could keep by exchanging your rental property with Flock instead of selling outright. Using our capital gains tax calculator, compare taxes, equity retained, and long-term income potential in seconds.

Thank you! Your submission has been received!

Oops! Something went wrong while submitting the form.

Result

With Flock's

Equity still invested

If You Sell

Net cash after taxes

By exchanging you keep ------- working for you today.

Property Value

Adjusted Cost Basis

What you originally paid for the property, minus depreciation and any other adjustments.

Sell vs Flock

Traditional Sale

Contribute to Flock

Sale/Contributing Costs

Transaction or contribution costs (commissions, fees, etc.), estimated at 6% in this example.

Outstanding Mortgage

Capital Gains Taxes

Taxes owed on the profit (the difference between your sale price and your adjusted basis).

Depreciation Recapture

The portion of prior depreciation deductions that gets taxed when you sell, typically at 25%.

Lost Rent

Estimated rent lost while the home is vacant during listing and closing (assumed ~2 months).

Staging Costs

Typical expense for professional staging to prepare the property for sale (assumed at a flat $1,000).

Holding Costs

Pro-rated property taxes and insurance for the time the home is on the market (assumed ~45 days).

Net Value Retained

Benefits

Sale

Flock

Quarterly Income

None (until reinvested)

Passive income

Future Appreciation

Depends on reinvestment

Diversified, managed

Management Role

Active landlord

Fully passive

Tax Status

Due immediately

Deferred under 721

Projection Assumptions

Projections assume 35% loan-to-value and fixed net operating income margins. Disclaimer: All content presented herein is purely informational and is not an offer to buy or sell securities or a solicitation of any offer to buy or sell securities. This is not personalized investment advice, nor should it be construed as financial, legal, or tax advice. A professional financial advisor, attorney, and/or tax professional should be consulted regarding your specific financial, legal, and/or tax situation. In considering the target performance information contained herein, prospective investors should bear in mind that targeted performance is not a guarantee, projection or prediction and is not necessarily indicative of future results. There can be no assurance that targeted returns will be met or that the Fund will be able to implement its investment strategy and investment approach or achieve its investment objectives. Actual gross and net returns for the Fund may vary significantly from the targeted returns set forth herein.

Performance Disclaimer: In considering the target performance information contained herein, prospective investors should bear in mind that past or targeted performance is not a guarantee, projection or prediction and is not necessarily indicative of future results. There can be no assurance that the Fund will achieve comparable results, that targeted returns will be met or that the Fund will be able to implement its investment strategy and investment approach or achieve its investment objectives. Actual gross and net returns for the Fund may vary significantly from the targeted returns set forth herein. Disclaimer: All content presented here is purely informational. It is not personalized investment advice, nor should it be construed as financial, legal, or tax advice. It is intended for information gathering only. The information presented here is not an offer to buy or sell securities or a solicitation of any offer to buy or sell securities. A professional financial advisor, attorney, and/or tax professional should be consulted regarding your specific financial, legal, and/or tax situation. Please also note that certain visuals and metrics included on this site have been calculated and are only up to date as of September 4, 2025.

Flock vs. Sell Calculator — Compare Your Real Estate Exit Options

Result

Ready to Get Started with Flock Homes?

Flock vs. Sell Calculator —
Compare Your Real Estate Exit Options